Start living, the mortgage can wait

  • We'll buy an apartment for you.
  • Live immediately, save, sell the old one.
  • Buy it back within 2 years at the agreed price.
Ownest is backed by ČSOB and Bezrealitky
 

„ČSOB enters the startup Ownest“

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„Buys an apartment for you when you can't afford a mortgage“

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„ČSOB and Ownest allow you to postpone your mortgage for up to two years“

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„Startup Ownest offers a revolutionary way to home ownership“

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„Live in rent and at the same time in your own? It's possible“

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„Ownest invests in more apartments. Pays a quarter of a billion“

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„Czech startup connects home ownership with rental.“

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Solutions for everyone

Bigger housing without time stress
Go for bigger

Find a new home, move in peacefully, and solve the sale of the old apartment without pressure for discounts, moving to rent, or complicated timing.

Buyer

Buyer

Bought a new apartment and gained time for a profitable sale of the old one.

Seller

Seller

Sold the old apartment at a good price and moved to a new one without complications.

First apartment even without the required 10 or 20%
My first apartment

Ownest will buy you an apartment that you can buy back within 2 years at a pre-agreed price. You only need 3% of your own money. In the meantime, you live, save, and prepare for a mortgage.

Buyer

Buyer

Took advantage of the current market situation to acquire their dream apartment at attractive prices.

Seller

Seller

Gained assurance that the buyer pays in cash and the transaction will proceed quickly as planned.

Cash offer that opens doors
Cash offer

With Ownest, you act as a cash buyer. You choose an apartment, we buy it upfront for you – quickly and without conditions. This gives you an advantage in negotiations and often a better price.

Buyer

Buyer

Acquired their dream apartment among more than 5 interested parties.

Seller's agent

Seller's agent

The seller appreciated not having to wait for mortgage approval – and has the assurance that the transaction will indeed take place.

 
Peter & Pauline
Peter & Pauline
Ownest minimized the uncertainty of such a fundamental decision

Having Martin with us during the viewings was the best experience with Ownest. After each viewing, we would sit down and discuss why the apartment might not be suitable for us. This truly strengthened our trust that Ownest is trying to find the best apartment for us.

So when we made an offer in Karlín, we were sure we were making the right decision. In retrospect, we evaluate that we would have a hard time getting such an apartment with just a mortgage. Thanks again!

 
Martin V.
Martin V.
The cash offer was decisive for me

Thanks to the cash offer, I acquired a renovated apartment at a great price, where the deciding factors were time and the certainty of getting the money for the seller. I appreciate that Ownest was able to come up with an innovative concept that is a win-win for all parties involved.

You pay 2%, but it pays off multiple times in the apartment that you couldn't have acquired with just a mortgage. Because Ownest presents each apartment to the investor, you have a very good feeling that what you are buying is worth it.

 
Michal Samir
Michal Samir
Ownest allowed me to believe that even the impossible is possible

I'm a director and my income is irregular, so I never expected to get a mortgage for a family apartment in the desired district near Stromovka. When I discovered Ownest, I was skeptical, but the first meeting gave me hope. Together we went through several viewings and the moment the right apartment appeared, Ownest was able to outbid the competition with a cash offer.

They also solved the entire mortgage for us – I just signed. Today we are happy owners of an apartment that we would never have acquired without Ownest. Thanks for that!

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Film and TV director

 
Suyash & Pei-Nung
Suyash & Pei-Nung
Ownest opened the door to homeownership for us and smoothly resolved the Czech bureaucracy

As foreigners, especially as third-country citizens working in the Czech Republic, we found that the process of purchasing real estate is usually very complicated and sometimes even uncertain.

We were therefore very happy to have Ownest, who helped us through the entire purchasing process...

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Ondřej Krátký
Ondřej Krátký
In business, I wouldn't enter negotiations where the other party has all the advantages

Ownest saved us a lot of money and effort in acquiring a great apartment in one of Prague's attractive locations. They helped with process management, organizing viewings, expertise in apartment evaluation, to negotiating non-standard mortgage conditions and great discounts on the apartment price.

In business, I wouldn't enter negotiations where the other party has all the advantages and information. It would be like going to court without a lawyer. And that's why we took Ownest and highly recommend them!

Co-founder of Liftago, founder and CEO of grid.online

 
Bach & Ksenia
Bach & Ksenia
Great experience from A to Z!

Buying an apartment with Ownest was so fast and transparent that we have no complaints. Thanks to the support throughout the process, the purchase was definitely easier than if we had to handle everything ourselves.

We will gladly recommend Ownest to anyone who decides to use the program!

Purchasing power

Find out how big an apartment we can buy for you

 

Full support in finding and purchasing an apartment

will help you at every step from finding an apartment to obtaining a mortgage. All with the support of a personal Success Manager.

We are part of

ČSOBČSOB
  • Consultation of selected apartments
  • Market valuation based on real sales
  • Technical inspection and acquisition title
  • Coverage of all legal risks
  • Negotiating the price and preparing contracts

„Homeownership is the biggest generator of wealth among households in the western world.“

The Economist, January 2020

 
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I want Ownest

  • Postpone the mortgage by up to 2 years
  • Support in finding and buying an apartment
  • Discount on property buyback
Non-binding registration

I want a mortgage

  • Lowest interest rate on the market
  • Access to special bank offers
  • We handle all the paperwork for you
More information